Calculate your payment
Start with the machine price, down payment, and term to see whether the deal makes sense.
Heavy Equipment Financing
Know your buying power before you chase the machine.
Estimate payments, get pre-qualified, and shop equipment with financing support built directly into the IronWanted marketplace.
No obligation Used-equipment friendly Seller support included
Payment-first shoppingTurn a machine price into a practical monthly number.
Pre-qualified buyersSellers take you more seriously when financing is ready.
Shipping built inFinance the machine and plan transport in one workflow.
Used-iron supportBuilt for excavators, dozers, trucks, trailers and more.
Financing made simple
See the monthly payment on any machine — then get personalized rates with no impact to your credit.
✓ Competitive rates✓ Fast approvals✓ Flexible terms
Est. monthly payment$4,5097.5% APR · 60 mo · estimate only, not an offer of credit
How Financing Works
Simple, buyer-friendly steps that move you toward a real deal.
Get pre-qualified
Send a short financing request so you can shop with confidence and avoid wasting time.
Close the deal
Coordinate the machine, financing conversation, seller details, and shipping quote — all on IronWanted.
Get Approved Before You Chase the Iron
The strongest buyers already know what they can afford — this makes that next step fast, safe, and worth doing.
Good for used equipmentExcavators, dozers, trucks, trailers, forestry, agriculture and attachments.
Buyer and seller psychologyPre-qualified buyers look more serious and reduce seller hesitation.
Deal support beyond the loanUse financing, shipping, and listing support to keep the deal moving.
Start a financing request
Just what we need to start a qualified conversation — no obligation.
Shop finance-friendly equipment
Go from a monthly number straight into the inventory.
* Indicative payments for illustration only — not an offer of credit.
Financing Questions Buyers Ask
The deal-blocking questions, answered before you leave the page.
Can I finance used heavy equipment?
Yes. IronWanted is built around used-equipment transactions, including construction, trucking, forestry, agriculture, aggregate and attachments.
Do I need the exact machine before I apply?
No. Start with an estimated budget first, then use that buying power to shop listings more confidently.
Does financing help sellers too?
Yes. Sellers benefit when buyers have a financing path — it reduces friction and helps keep serious deals moving.
Can shipping be included?
Shipping support can be part of the deal flow, so distance does not immediately kill the transaction.
Ready to know your buying power?
Get pre-qualified, then shop the marketplace with a real number in mind.